'Let's Try Something New' Meets the National Housing Squeeze

Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.

While some parts of the United States struggle with drought, others are faced with more water than they know what to do with. Minnesota reconstructs roads and drainage systems in order to be more prepared for the large amounts of rain fall they have received, largely due to climate change.

Geography and climate change challenge the viability of sea-level cities in Vietnam, but architects, researchers, and urban planners work together to find creative solutions. One architect in Ho Chi Minh City designed green roofs to absorb the rainwater that causes floods.

At least 25 percent of female veterans were sexually abused in childhood, making it more difficult to reenter civilian life. Volunteers of America runs a holistic housing program for homeless veterans in the U.S.

An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.

New Orleans implemented an extraordinary 10-year plan that engaged unprecedented cross-sector collaboration between government, non-profit, and private entities to provide housing and housing services to the city's homeless veterans. The city's success in providing homes for every single veteran formerly on their streets motivated cities across the nation to tackle the crises using similar means, leading to a 1/3 decline veteran homelessness since 2010.

By the 1980s, Roxbury and north Dorchester had been devastated by the disinvestment and white flight of the 1960s and 1970s. Racist banking and housing policies (“redlining”) had segregated people of color from opportunity, barring them from getting home loans except in certain neighborhoods. So the Dudley Street Neighborhood Initiative (DSNI) brought together residents to develop their own comprehensive plan to revitalize their community, building a community food system along the way.

Renovating and furnishing a home can be hugely expensive. Homeowners who are renovating on a budget, and want to do so in a way that is evironmentally friendly, can find recycled luxury kitchens and other lightly used fixtures at stores like Green Demolitions.

People need a place to sleep and eat, they need privacy, but they also need community. Seattle had a recent boom in micro-housing which offers a community living model where individuals have a personal tiny room and bathroom but share a kitchen.

Civic leaders in the U.S. struggle to effectively help their distressed neighborhoods. East Lake, Atlanta, created a replicable model that mixes residents of differing socio-economic status, and focuses on education and health in the area.