Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.Read More
By partnering with cities across America, the 100,000 Homes campaign is going directly to the streets to end homelessness - and it’s working. With roughly 700,000 people in the United States experiencing homelessness, this organization seeks to address that using a tiered system that considers individual health needs as well.Read More
At least 25 percent of female veterans were sexually abused in childhood, making it more difficult to reenter civilian life. Volunteers of America runs a holistic housing program for homeless veterans in the U.S.Read More
Female veterans are more likely to have a history of trauma, be unemployed, and be homeless. To address this disparity, the VA has started awarding grants to organizations that help female vets.Read More
An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.Read More
For decades, AIDS has taken the lives of millions of people and infected millions more worldwide. The key to reducing the effect of AIDS, and even potentially curing it, involves treating patients as early as possible after being diagnosed with HIV, before the disease damages organs. San Francisco General Hospital developed the RAPID program for this purpose, with the goal of “Getting to Zero” the number of new infections and deaths.Read More
New Orleans implemented an extraordinary 10-year plan that engaged unprecedented cross-sector collaboration between government, non-profit, and private entities to provide housing and housing services to the city's homeless veterans. The city's success in providing homes for every single veteran formerly on their streets motivated cities across the nation to tackle the crises using similar means, leading to a 1/3 decline veteran homelessness since 2010.Read More
A prosthetist from Texas visiting Jaipur Limb workshops in Honduras saw problems with their low-cost prosthetics - the issue wasn't the design of the leg, but the technicians at the Honduras workshops were people completely new to prosthetics who were given just eight weeks of training. Thanks to his research, Jaipur established a research and development unit to improve the limb.Read More
San Francisco's Care Not Cash program began in 2004 in response to the city's homelessness crisis. One facet of the program is an outreach team, whose members regularly visit homeless people on the street to connect them to resources such as housing and drug rehabilitation.Read More
Native American student graduation rates are much lower than that of any other demographic. The Red Cloud school teaches students on a reservation in South Dakota about the Lakota history to empower the kids and encourage resilience.Read More
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