An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.Read More
New Orleans implemented an extraordinary 10-year plan that engaged unprecedented cross-sector collaboration between government, non-profit, and private entities to provide housing and housing services to the city's homeless veterans. The city's success in providing homes for every single veteran formerly on their streets motivated cities across the nation to tackle the crises using similar means, leading to a 1/3 decline veteran homelessness since 2010.Read More
More Than Wheels, a New Hampshire-based non-profit offers an economically stable solution to the high cost of owning a car. The program offers low-cost car loans that go toward the purchase of fuel-efficient vehicles.Read More
This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.Read More
Neighborhood Trust is a New York-based nonprofit offering financial advice to individuals experiencing economic hardships. Providing hands-on coaching, counselors are able to inform their clients about financial options they may have otherwise not known about like college financial aid or child care tax credits.Read More
After incarceration, Black men and women have a difficult time re-integrating into society without financial and educational resources. A former Black Panther activist has created the non-profit Oakland &the World Enterprises to offer an urban farm as a prisoner re-entry program and community center. The Oakland project supports self-sufficiency, self-determination, and empowerment for Black people.Read More
Despite years of change, African Americans feel ostracized from the medical care community that is dominated mainly by white people, especially when it comes to hospices. Some are trying to remove the stigma of hospice care as well as make health care systems more fair.Read More
After a policeman shot and killed a teenage African American, a community in Cincinnati blamed law enforcement for racial profiling and riots expanded throughout the city. With the help of the Department of Justice as a mediator, Cincinnati made policy changes. The city now has an African American Police Association that brings police officers in communication with representatives of communities.Read More
Native American student graduation rates are much lower than that of any other demographic. The Red Cloud school teaches students on a reservation in South Dakota about the Lakota history to empower the kids and encourage resilience.Read More
Why do schools teach music in a way that turns off so many young people rather than igniting their imagination? A program that taps into students’ passion for pop and rock is revitalizing music education in many schools.Read More
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