How a Tucson-based program surrounds college students with support to get jobs with living wages

Low-income students are always looking for ways to finance their education. A new system using “human capital contracts” to pay for higher education isn’t as scary as it sounds.

54 million people in the United States, and 4.5 billion globally, have no credit to their name - making it nearly impossible for them to buy homes, apply for jobs and receive loans. Investors and lenders make an effort to help those with 'invisible credit' scores in financing essentials like homes or cars.

There are many reasons why a student might leave university without graduating. Match Beyond helps students who dropped out of college finally receive their degree through personal counselors who make sure that the students are fulfilling all the necessary things in order to graduate.

Individualized advice and counseling, boosted by software tools, is helping hundreds more students earn degrees and certificates each year at Walla Walla Community College in Washington.

Government benefits to aid the poor are frequently left unclaimed, leaving children hungry, young people unable to finish school, and opportunities for stable housing and preventative health care unused. New York City-based program Single Stop connects people to benefits for which they may be eligible. Importantly, Single Stop has served community colleges where disadvantaged students can use the assistance to help get through school.

When you don’t live in a city, if you don’t have a car, you don’t have a job. But car payments can eat up a salary quickly - a New England program offers low-cost car loans to people who need them most.

When adults want to return to school, they face many challenges including the experience of long waitlists for classes, and poor relevance to the job skills they need for future employment. The Washington state community college system has started a program known as Integrated Basic Education and Skills Training (I-BEST) that instead teaches in two parts: academic content and basic soft skills.

Students with low-income that attend public schools can find themselves locked in a system that prevents them from getting into the best colleges, from being unable to afford tuition, to not having the ambition, to not knowing a school that would welcome them. Franklin & Marshall College in Lancaster, PA targets high-performing low-income students. The college provides outreach to high school students in poor communities, financial aid to low-income families, summer workshops, and on-site advising and academic support.

Felons get out of jail owing hundreds or thousands of dollars in court and parole fees, acting as an often insurmountable barrier preventing them from reintegrating into society and staying out of jail. What's worse, these fees often end up costing the state more than they produce. Two columns on a program called the Clapham Set, which erases or reduces debts for felons who take classes and job training.

This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.