Cooperatively Owned Builder Sees Affordable Housing, Climate Action in ‘Granny Flats'

While some parts of the United States struggle with drought, others are faced with more water than they know what to do with. Minnesota reconstructs roads and drainage systems in order to be more prepared for the large amounts of rain fall they have received, largely due to climate change.

In Memphis, a creative blight-reduction initiative called 25 Square Blocks broke down the city into blocks. Inspectors were able to quickly identify all the violations and fix them, using the same amount of funding, but less time, as the old call-and-respond model.

An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.

New York City black tar roofs cause a number of environmental problems, including air pollution, heat absorption that raises energy consumption, and storm water runoff in the sewer system. Efforts to turn these old roofs into green spaces cool the buildings, enable the containment of more rainfall, reduce sewer discharge, generate energy, and absorb carbon emissions. New York City has a pilot program offering financial help for green roofs.

For the past three years, water levels in the San Antonio Edwards Aquifer have decreased to uncomfortable levels and drought periods may continue as the population booms. The San Antonio Water System organization has set up rules to limit water use and has recycled water for conservation frugal innovation.

As a state with robust populations of wildlife, Montana has had its share of roadkill. Its Department of Transportation developed animal shelving, a type of wildlife crossing, to enable safe passage for small animals who need to cross the road. The measure, combined with other types of crossings, has reduced animal-vehicle collisions by half.

New York City suffered from fires that erupted in overcrowded, run-down apartments. Then the city sleuthed through residential records and found that landlords who foreclosed let their properties fall apart and ignored safety-code violations. Greater Toronto wants to expand upon New York City’s method by using transportation surveys, census data and computer data to build transit lines.

A Dallas urban neighborhood was dilapidated with abandoned storefronts and offered no vitality for pedestrians. A group of artists and community members created Build a Better Block, in which local artisans and small businesses took over a vacant block and transformed it for a limited time to encourage the ingredients for more permanent urban renewal.

This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.

Neighborhood Trust is a New York-based nonprofit offering financial advice to individuals experiencing economic hardships. Providing hands-on coaching, counselors are able to inform their clients about financial options they may have otherwise not known about like college financial aid or child care tax credits.