An innovative program by an unusual bank allows low-income people in Cambodia to take out a 15-year fixed mortgage with little or no documentation - contradicting traditional loan assumptions and creating means for some of the country's poorest people to completely change their lives. The bank and its investors are now making a profit, and more than 700 mortgages and building loans have been provided.Read More
New Orleans implemented an extraordinary 10-year plan that engaged unprecedented cross-sector collaboration between government, non-profit, and private entities to provide housing and housing services to the city's homeless veterans. The city's success in providing homes for every single veteran formerly on their streets motivated cities across the nation to tackle the crises using similar means, leading to a 1/3 decline veteran homelessness since 2010.Read More
Vacant positions exist in many employment sectors, including in education and in hospitals. ReServe is a program that joins retired professionals to part-time paid positions in non-profits to perform duties. A controversy has emerged that suggests these positions should be paid at a professional-rate salary.Read More
When you don’t live in a city, if you don’t have a car, you don’t have a job. But car payments can eat up a salary quickly - a New England program offers low-cost car loans to people who need them most.Read More
A Department of Justice study reported that about 75 percent of those released in 2005 were rearrested, and women prisoners often have a harder time re-entering society after release. A New Way of Life (ANWOL) is a Los Angeles transitional living facility that has helped more than 750 women stay out of prison by offering housing, case management, mental health and substance treatment, and job training.Read More
More Than Wheels, a New Hampshire-based non-profit offers an economically stable solution to the high cost of owning a car. The program offers low-cost car loans that go toward the purchase of fuel-efficient vehicles.Read More
Some inner city schools, nonprofits, and businesses in New York lack the staff to make their organizations function for the people they serve. ReServe is a program that links retired professionals with part-time jobs in schools, libraries, hospitals and other city agencies to help fil this gap.Read More
This is a column on an important new development program in use in at least 40 developing countries: give the poor cash payments, contingent on their use of health clinics and their children’s school attendance, to help break the cycle of poverty.Read More
Neighborhood Trust is a New York-based nonprofit offering financial advice to individuals experiencing economic hardships. Providing hands-on coaching, counselors are able to inform their clients about financial options they may have otherwise not known about like college financial aid or child care tax credits.Read More
People with disabilities like autism often struggle to find welcoming and meaningful jobs. Companies that place workers with disabilities in jobs that fit their skills will be well-positioned to succeed in the 21st century.Read More
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