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Ms. Magazine

Rickey Gard Diamond

8 July 2020

United States

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1500-3000 Words

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Black banks have been held up by leaders and celebrities in the community as a way to end Black poverty. Previous efforts have been made in the 1960s when Black banks gave loans to community members after being denied...

High Country News

Nick Bowlin

30 June 2020

San Francisco, California, United States

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A "right-to-purchase" policy has enabled nonprofits to purchase residential buildings in gentrified neighborhoods in order to prevent the displacement of those relying on rent-controlled housing. Mission Economic Deve...

The Victoria Advocate

Ciara McCarthy

27 June 2020

Waco, Texas, United States

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Jubilee provides an oasis in a desert - a food desert that is. The community grocery store provides the only fresh food for miles around at competitive prices and makes an effort to cater to the local clientele, stock...

Black Star News

Aallyah Wright

24 June 2020

Mississippi, United States

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Black businesses in Mississippi are receiving a financial boost from a nonprofit that seeks to level the playing field for rural African-Americans in the state who have historically been overlooked when it comes to fe...

Bloomberg CityLab

Gregory Scruggs

23 June 2020

Seattle, Washington, United States

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Over 1000 community members gathered to demand officials keep a 2016 promise to give a vacant publicly-owned fire station to the Africatown Community Land Trust. The station is in a historically Black and quickly gent...

Pioneers Post

Pedro Lira

19 June 2020

Rio de Janeiro, Brazil

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Refugee women arriving in Brazil have been able to achieve financial independence through the work of an organization called Women of the Global South, an organization that provides women with the tools and skills to ...

The Local

Rachel Loxton

2 June 2020

Germany

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The German government has spent billions to keep small businesses and freelancers afloat during the pandemic. Entrepreneurs who qualified were sent funds, often within 2 business days, specifically for business-operat...

Next City

Oscar Perry Abello

21 May 2020

Minneapolis, Minnesota, United States

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An American nonprofit called the Community Reinvestment Fund expands access to small business loans by partnering with almost two dozen groups across the country to set up and scale up their community development lend...

The Current (Louisiana)

Christiaan Mader

19 May 2020

Louisiana, United States

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The Cares Act is a federal program providing $46.6 million dollars of emergency aid which cities in Louisiana are spending on a combination of a mortgage and rent relief or on the needs of small businesses. For most c...

Buffalo Bulletin

Mara Abbott

29 April 2020

Johnson County, Wyoming, United States

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Community banks in Wyoming were able to better serve local businesses in securing federal funds from the Paycheck Protection Program. The smaller banks were able to quickly pivot their staffing and operations need to ...

Next City

Oscar Perry Abello

28 April 2020

Oakland, California, United States

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A nonprofit called Common Future is acting quickly to support business owners during the coronavirus crisis. Their board allocated a set amount of money specifically to keep on hand as a rapid response fund, and by ea...

KTRK-TV

Ted Oberg

17 April 2020

Sugarland, Texas, United States

Broadcast TV News

Under 3 Minutes

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Community banks in Texas have outpaced much larger national banks in approving and funding loans that are keeping businesses afloat during the pandemic-induced lockdown. The lone star state leads in the number of loan...

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Oscar Perry Abello

3 April 2020

New York, New York, United States

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As small businesses, nonprofits, and independent contractors try to access funds made available through the federal government’s Paycheck Protection Program, bankers across the country are doing what they can to step ...

The Philadelphia Citizen

Jessica Press

24 February 2020

United States

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Black Girl Ventures levels the playing field for women of color who seek capital for their business ventures. Entrepreneurs are invited to pitch their ideas at crowdfunded sessions, which means the funding varies depe...

Desert Sun

Nicole Hayden

14 February 2020

Coachella Valley, California, United States

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Lift to Rise, a Coachella Valley nonprofit that pushes for housing and poverty policy change, launched a local lending circle program aimed at serving minority residents break the cycle of poverty. Partnered with San ...

MPR News

Martin Moylan

4 February 2020

Minnesota, United States

Radio

3-5 Minutes

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A nonprofit community land trust has helped increase the supply of affordable housing in Minnesota by buying the land beneath houses to subsidize homeownership. By owning the land and covering construction and repair ...

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Oscar Perry Abello

28 January 2020

Boston, Massachusetts, United States

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Reducing inequality in the financial sector requires creating connections to underserved communities of color. In Boston, Berkshire Bank has begun an initiative to reach those who are “underbanked.” The bank’s new Ree...

Governing

David Kidd

7 January 2020

Rochester, New York, United States

Multi-Media

Over 3000 Words

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In 2016, the city of Rochester, NY partnered with Kiva—a crowd-funded microlender—to serve aspiring or established small-business owners. Their partnership offers interest-free loans, and already 20 of the loans have ...

Pioneers Post

Mathilda Mallinson

20 December 2019

Gunungkidul, Yogyakarta, Indonesia

Multi-Media

800-1500 Words

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Although Indonesia is making efforts to improve disability rights, progress is slow. In the meantime, a group called Economic Empowerment for Entrepreneurs with Disability (EEED) was formed in partnership with the Bri...

The Charlotte Observer

Lauren Lindstrom

10 December 2019

Seattle, Washington, United States

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The Homestead Community Land Trust offers affordable home ownership in Seattle and the rest of King County, Washington, ensuring that there is always permanently affordable homes available. This opens up homeowner opp...

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Oscar Perry Abello

3 December 2019

Oakland, California, United States

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Real estate cooperatives are able to raise capital from their members, ensuring re-investment in the communitie they serve. In Oakland, California, the East Bay Permanent Real Estate Cooperative (EB PREC) finances rea...

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Oscar Perry Abello

14 November 2019

Berkeley, California, United States

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Advancing the model of worker ownership requires expanding access to loans for cooperative businesses. In California, Berkeley City Council recently adopted changes to its Loan Fund for small businesses, allowing busi...

Mongabay

Sahana Ghosh

12 November 2019

Penthakatha, Odisha, India

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After an unexpected summer cyclone in the Indian state of Odisha, hundreds of women from slums across the region formed a community fund for disaster preparedness. The women all try to contribute 10 rupees per month t...

Public Radio International (PRI)

Adam Wernick

12 November 2019

Borneo, Indonesia

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Those who live on the island of Borneo understand that their well-being comes from the Gunung Palung National Park, but logging remained rampant because it was the only way to make money to pay for healthcare. Thus, a...

KQED

Farida Jhabvala Romero

8 November 2019

San Francisco, California, United States

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A program through the Mission Asset Fund, based in San Francisco, helps low-income communities get loans and good credit from an unlikely source: each other. The initiative pools together funds from family members and...

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Photo Credits: Almudena Toral; Cody Pope; Matt Stokes; Kriston Bethel; Noah Friedman-Rudovsky

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