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A Campus Community Is Empowering Students With Sustainable Blockchain Skills

Chidera Eze

July 26, 2023 |

The Solutions Paper |

Text |

1500-3000 Words

Response Location: Nigeria, Enugu State

Blockchain UNN is a student organization and campus tech community that focuses on educating the next generation of blockchain leaders. Through both physical and online training and tutoring, the group teaches students valuable tech skills like web development, crypto trading and financial market analysis for free. Since forming in 2021, the organization has trained more than 3,000 students, helping them to secure good jobs in the tech sector.

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College Accounts at Birth: State Efforts Raise New Hopes

Patricia Cohen

April 27, 2021 |

The New York Times |

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1500-3000 Words

Response Location: United States, Oklahoma

SEED for Oklahoma Kids is a statewide effort to help newer generations climb the educational ladder and build assets. Parents are offered $1,000 in their newborn's name and set aside in a college savings account, destined to be used for pursuing college or trade school education. The concept of the program is not unique to Oklahoma. Other states like Nebraska, Illinois, Maine, Pennsylvania, and more have implemented similar programs. "Automatic enrollment in a saving program, with the ability to opt out, turns out to have a much higher participation rate than relying on individuals to take the initiative."

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This Real Estate Co-Op is Looking for Investors Who Want to Put Community First

Oscar Perry Abello

April 13, 2021 |

Next City |

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1500-3000 Words

Response Location: United States, Oakland, California

The 2012 federal JOBS Act (Jumpstart Our Business Startups) took some time to gain traction, but in recent years it has democratized the financing of worker-owned co-ops and other community-based entities that ordinarily would be frozen out of capital markets. By making possible what is called a direct public offering, the law has made it easier to finance businesses that promise greater social benefits than just profit maximization, by opening investment opportunities to a more diverse and egalitarian mix of investors.

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The EV tax credit can save you thousands — if you're rich enough

Shannon Osaka

February 26, 2021 |

Grist |

Text |

800-1500 Words

Response Location: United States

A tax credit was supposed to incentive Americans to buy electric vehicles, but testimony from car buyers and research has shown that only people who can afford the full purchase are getting access to the benefit. The tax break gives electric car purchasers a credit on their taxes the following year, but only as much as they owe the government. The purchase could end up costing more than buyers expected, which can be a barrier for people who want to switch to electric.

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Norway's Wealth Tax Is Uncommon. Here's What America Could Learn From It.

Carly Stern

November 12, 2020 |

The Huffington Post |

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800-1500 Words

Response Location: Norway

To reduce income inequality, progressive U.S. senators look to Norway for ways to raise revenue by taxing those with the greatest capacity to pay. A wealth tax of 0.85% kicks in when individuals amass roughly $165,000 in personal wealth for individuals and $330,000 for couples. Data shows that individuals who own small businesses, which are counted as personal wealth, tend to invest in their companies and hire more employees to reduce their taxable wealth. Support for the system is generally high because of the services citizens get in return, such as free education, health care, and other social services.

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Cold Hard Cash for Your Greenhouse Gas

Sarah Gonzalez Ayana Elizabeth Johnson Alex Blumberg

October 22, 2020 |

Gimlet Media |

Podcast |

Over 15 Minutes

Response Location: United States, Illinois

Refrigerants being used in old air conditioners or grocery story cooling systems leak into the atmosphere contributing to global warming. Tradewater, a company in Illinois, picks up these containers, destroys the refrigerants, gives them cash, and then sells them as carbon offset credits. They collect up to 250,000 pounds of refrigerants per year, but there is still more out there. Supermarkets in the United States could switch to more natural refrigerants, but barely 1 percent are known to have done that. Getting rid of these refrigerants can be an important solution to combating climate change.

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Meet the Bristol collective putting surplus wealth in the hands of people tackling injustice

Alex Turner

October 02, 2020 |

The Bristol Cable |

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800-1500 Words

Response Location: England, Bristol

Bristol Redistro is an experiment in wealth redistribution that taps the social-justice consciences of people who pool what they see as their excess money to make grants to small community groups that are "challenging unfair power structures." An initial round made £1,000 grants to such groups as Mandem, an online artistic platform for young men of color, and No More Exclusions, which seeks to reform school discipline. Funding decisions get made by a collective, not Redistro's leaders, with the aim of driving social change and challenging inequality by sharing the wealth with grassroots community groups.

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How investor pressure prompted oil majors to wake up to climate change

Attracta Mooney

August 31, 2020 |

Financial Times |

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800-1500 Words

Response Location: United Kingdom

Due to pressure from shareholders and asset managers to invest sustainably, there has been a rapid growth in environmental, social, and government investing. Assets in sustainable mutual funds globally reached $1 trillion in the second quarter of 2020 and fund managers rolled out 107 new sustainable funds in Europe. Despite this increase in interest, shareholders continue to grapple with balancing sustainable considerations with investment decisions.

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This is what one of the world's largest experiments in basic income looks like

Márvio dos Anjos Meaghan Tobin

July 23, 2020 |

Rest of World |

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1500-3000 Words

Response Location: Brazil, Marica

Mumbuca is a digital currency used in Maricà’s basic income program. Residents, with few eligibility requirements, can qualify for a monthly stipend to purchase goods and services using a smart phone or a card. The currency runs on the digital platform E-dinheiro and can only be spent in the city limits. Individuals cannot swap Mumbucas for national currency, but businesses can after a 48-hour waiting period and a 1% fee. Local currencies, which are popular in Brazil, help residents increase personal savings and, with increased stipends during the Covid-19 pandemic, allowed informal workers to stay home.

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Investors say agroforestry isn't just climate friendly — it's also profitable

Stephanie Hanes

July 08, 2020 |

Mongabay |

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1500-3000 Words

Response Location: United States

With the growing trend in regenerative agriculture, Propagate Ventures is working with farmers to transition them from conventional agriculture to agroforestry. This technique focuses on incorporating trees into farmland which can improve soil health and crop production, and reduce carbon emissions. The company offers farmers help to build the system and connections to investor financing. While implementing an agroforestry system can take time, Propagate Ventures is seeing the interest grow: They’ve expanded to eight states and recently received $1.5 million in capital funding.

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