Americans don’t save enough - in 2005, Americans’ personal savings rate was negative for the first time since the Great Depression ─ instead of piling up savings, we are piling up debt. Two behavioral economics columns on how switching signup for a 401K plan from opt-in (say yes to be enrolled) to opt-out (say no to be un-enrolled) dramatically raises enrollment rates.Read More
A few adult children have found that the simplest arrangement can be found in an apartment at the same retirement community, as it enables them to care for their elderly parents efficiently.Read More
More retirement and nursing homes are asking college students to move in, an arrangement that benefits everyone. Students stay free of charge in exchange for volunteering to help the seniors.Read More
These days, most rural communities in the U.S. are elderly communities - 15 percent of Wyoming’s population is over 65 and a high percentage of them live on ranches in small towns. New caregiver programs allow seniors to continue living at home and to keep doing what they are able, with assistance provided if needed.Read More
Through the Burbank Senior Artists Colony - a community created by EngAGE - low-income seniors learn how to become artists. The recreational classes hosted by the community keep people feeling phsyically and mentally young, allowing them to focus on recreation instead of financial hardship.Read More
The U.S. prison population is aging, which is costly because older inmates need more care. Some states have responded by creating special wards, having the young inmates care for the old, or building nursing homes.Read More
Companies who outsource often fuel the race to the bottom for global workers' standards. Two companies, Digital Divide Data and Samasource, offer a model for outsourcing which is profitable and also prioritizes social impact.Read More
After years of banning labor unions in Bangladesh, garment workers unionized to fight for higher wages and safer working conditions. For women, this isn't traditionally a space they were welcomed in, but now they’re holding their own meetings to ensure women’s safety is ensured on the job.Read More
America’s system of health care is based on an old industrial-era model, without taking into account a decentralized, mobile, independent workforce that remains largely unprotected without health and unemployment insurance. The Freelancers Insurance Company, based in New York State, offers competitive premiums by having their executives receive salaries at low wages. The model keeps costs under control, which in turn makes health care more accessible to independent workers.Read More
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