Developer tests a new way to fund housing for the homeless: private financing

Many subprime borrowers in the United States are financially unable to buy a home themselves. An unconventional lender is trying to make it easier for low-income people to buy houses despite the tighter requirements that other lenders adopted after the mortgage bust.

In Oakland, a company created an online crowdfunding platform that allows users to earn interest by financing clean energy projects and gives people with good social intentions a direct line of action. Across the world, there is a growing movement toward people-powered clean energy.

In Memphis, a creative blight-reduction initiative called 25 Square Blocks broke down the city into blocks. Inspectors were able to quickly identify all the violations and fix them, using the same amount of funding, but less time, as the old call-and-respond model.

At least 25 percent of female veterans were sexually abused in childhood, making it more difficult to reenter civilian life. Volunteers of America runs a holistic housing program for homeless veterans in the U.S.

The non-profit Root Capital created a lending initiative in Mexico which helps mid-size rural farmers gain access to capital, skills, and consumer markets from which they would otherwise be excluded.

Funding with too many strings attached makes it hard for non-profits to grow and be impactful. An American organization, Nonprofit Finance Fund (N.F.F.) Capital Partners division, is finding ways to finance non-profits likes companies and has already shown great success in pilot situations.

As a state with robust populations of wildlife, Montana has had its share of roadkill. Its Department of Transportation developed animal shelving, a type of wildlife crossing, to enable safe passage for small animals who need to cross the road. The measure, combined with other types of crossings, has reduced animal-vehicle collisions by half.

New York City suffered from fires that erupted in overcrowded, run-down apartments. Then the city sleuthed through residential records and found that landlords who foreclosed let their properties fall apart and ignored safety-code violations. Greater Toronto wants to expand upon New York City’s method by using transportation surveys, census data and computer data to build transit lines.

The company that manufactures Lifestraw, a water purification device, has found a way to distribute their product to impoverished Kenyan families for free, while still making a profit. In the global carbon credit market, businesses receive carbon credits for projects that reduce greenhouse gas emissions. These credits can then be sold to companies who need to offset their carbon emissions, allowing green companies to make a profit off of their small ecological footprint.

The company that manufactures Lifestraw, a water purification device, has found a way to distribute their product to impoverished Kenyan families for free, while still making a profit. In the global carbon credit market, businesses receive carbon credits for projects that reduce greenhouse gas emissions. These credits can then be sold to companies who need to offset their carbon emissions, allowing green companies to make a profit off of their small ecological footprint.